A key reason 84% of fleets are investing in safety tech

The ‘Mobilizing the Future of Fleets Report: 2026 Risk and Exoneration Edition’ uncovered that a third (34%) of fleets reported being impacted by fraudulent motor claims. 77% of respondents also agreed that increasing litigation and legal costs are now a global concern, made evident by the rise of fleet insurance premiums (Risk Strategies[1]), with umbrella liability coverage increasing from 10% to 30%, and auto liability from 10% to 20%.

“The role of telematics is evolving and taking on a more strategic purpose in fleet organisations, moving solely from a tool used for cost control and improvements, to an extremely powerful, proactive risk prevention and management solution,” said Alain Samaha, Chief Executive Officer, Teletrac Navman.

“A high percentage of fleet safety incidents are caused by third parties and other external factors, and video telematics is now the most powerful tool to provide irrefutable, contextual evidence that protects people, preserves reputations, and stabilizes margins.”

Teletrac Navman’s research found that modern fleets are also taking a considered and layered approach to risk management, with 56% utilising five or more technologies and 74% partnering telematics with dashcams – this combination providing fleets with the full context around driving events, combining performance metrics, video evidence and location data to create a complete, defensible picture when incidents occur, and for meaningful, proactive driver training.

Accordingly, since implementing safety technology 85% of fleets have reported being able to counter the general rise in insurance premiums, with 65% recording premium decreases. Nearly three-quarters (70%) of respondents reported that combining cameras with telematics data drastically reduced the time needed to process accident claims, indicating that integrated evidence is transforming disputes into clear outcomes.

“This is a moment for fleet leaders to make a positive, strategic shift,” added Samaha. “Treat safety tech as a long‑term asset: invest in platforms that scale, embed evidence into everyday workflows and fraud protection, and use outcomes to renegotiate insurance and drive operational change. Do this, and safety becomes a competitive differentiator – not just a line on a budget, but a foundation for resilience and growth.”

Source & image credit: Teletract Navman